Give Me Cred! (Auxiliary Credit Reporting Bureau)

Give Me Cred! (Auxiliary Credit Reporting Bureau)

From 2012 to the present the FED has provided alternative credit reports for people who have a bad credit score and are in need of housing or a job. This intervention in the dehumanizing credit industry challenges the dominance of the numerical and algorithmic credit reporting systems (FICO scores) that sort and constrain people’s lives and make them feel like special little failures. These narrative credit reports, typically one page long, are based on in-depth interviews about the story behind a person’s conventional credit report and resume. By simply asking what the story was behind why the bills went unpaid,...